By Karin Price Mueller | NJMoneyHelp.com for NJ.com Q. Is there any restriction on the amount that can be withdrawn from an inherited Roth IRA. Can the new owner take more than the required minimum, for example, to make a down payment on a house? — Beneficiary A. The rules for taking money from inherited IRAs have changed in recent years. Most non-spouse beneficiaries now have to contend with the 10-year rule for minimum distributions. Unless you are a minor child, a disabled