Your personal situation will dictate what kind of tax preparer you should hire. (pixabay.com) Q. Your recently explained the categories of tax preparers. My question is how to select the right one for me? -- Working guy A. Choosing the wrong tax preparer could cost you thousands of dollars over time. Each taxpayer has different needs, so the complexity of your return counts a lot here. Bernie Kiely, a certified financial planner and certified public accountant with Kiely Cap

You can't use trickery to boost your Roth IRA account balance. (pixabay.com) Q. Say I want to add $10,000 to my Roth IRA, way above the annual limit. Can I do it this way? Say I have $15,000 worth of stock in the Roth, and I say I instruct my broker to sell that stock for $25,000 so there's $25,000 of cash in my Roth. Then I tell him to buy the $15,000 of the stock in my regular account for $25,000. There's no tax on that extra $10,000 profit on the sale because it was in an